Avinashsing Sunkur

Let’s face it – cars are associated with men not women. It’s a boy thing! Women are a nuissance when you encounter them on the roads; they drive slowly, take too long to emerge from side roads, cannot park even in the easiest place, stall the car quite easily and the list could go on and on and on. They are a frustration to men drivers but perhaps these same bad attributes are their greatest weapon against us men because car insurance for female drivers are the cheapest compared to the quotes you will get for a male driver.

So women are more careful on the roads and deserve to be rewarded for not getting involved in accidents and making claims on their insurance companies but should statistics really be used at an individual level? You cannot treat all men the same, can you now? Some are very good drivers indeed and even better than the average woman getting better deals on car insurance for a fact. Unfortunately I doubt there will be a time when men will enjoy good savings on car insurance because the society already condemns men as a bad driver.

I was reading the news earlier this week and found that there is a new product in the insurance market, a new kind of car insurance targetting mainly muslim drivers. It is called halal car insurance and is Shariah compliant. What this means is that muslim drivers will now have access to an insurance cover which is inline with their faith. Muslim drivers did not have any choice before and had to go with conventional car insurance which contradicts the Islamic law.

Other similar products have been around a while now like halal mortgages and Shariah loans but for the car insurance industry, it is a first of its kind.

I was talking to a friend of mine the other day and he mentioned that he needed to get car insurance for one month only. So I was like “Why can’t you take a normal car insurance policy?” and he told me that a relative of his gave him an old car which they don’t use anymore but could become handy for him. The only problem was that the car was like 12 years old and he was not sure whether it was worth keeping it. So he decided to take 1 month car insurance to try out the car and if he likes it, then he’s going to go for a standard car insurance. This would give me the flexibility of cancelling the insurance if the car was not worth the trouble. Well I hope things work out for him